Help and resources for foreclosure attorneys and homeowner defense in the United States
Facing foreclosure or looking into your legal options can be overwhelming, and knowing where to turn for reliable help matters. Below is a curated list of federal agencies, nonprofit counseling networks, and legal advocacy organizations that homeowners and their attorneys rely on across the country. Each one plays a different role, from regulatory oversight to free counseling to attorney referrals.
Government & regulatory
This is general information, not professional advice. Consult a qualified professional about your situation.
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Consumer Financial Protection Bureau (CFPB)
Federal regulatory agency that oversees mortgage servicers, publishes foreclosure-avoidance guidance, and accepts consumer complaints about mortgage companies and foreclosure-related issues.
Visit website → Phone: (855) 411-2372 -
U.S. Department of Housing and Urban Development (HUD)
Federal agency that funds and certifies a nationwide network of housing counseling agencies offering free foreclosure-prevention counseling and information on loss-mitigation options.
Visit website → Phone: (800) 569-4287, TTY (800) 877-8339
Industry & professional associations
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National Association of Consumer Advocates (NACA)
Nonprofit professional association of attorneys who represent consumers in cases involving predatory lending, mortgage servicing abuse, and foreclosure-related disputes; its site includes an attorney referral directory.
Consumer protection
This is general information only. Follow each body's official guidance for your situation.
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Federal Trade Commission (FTC)
Federal consumer-protection agency that investigates and warns consumers about foreclosure "rescue" and mortgage-relief scams, and accepts fraud complaints.
Legal help
This is general information, not legal advice. Speak to a qualified professional about your specific situation.
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National Consumer Law Center (NCLC)
National advocacy and research organization that publishes consumer-law resources and treatises on foreclosure defense and mortgage servicing rights, used by attorneys and advocates nationwide.
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Legal Services Corporation (LSC)
Independent nonprofit established by Congress that funds a nationwide network of legal aid organizations, including help with foreclosure defense and loan-modification negotiations for low-income homeowners.
Support organisations
This is general information, not professional advice. Consult a qualified professional about your situation.
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HOPE NOW Alliance
Industry alliance of mortgage servicers, investors, and HUD-approved counselors formed to coordinate foreclosure-prevention efforts such as loan modifications and counseling referrals.
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Homeownership Preservation Foundation (995Hope)
National nonprofit that operates the Homeowner's HOPE Hotline, providing free, confidential foreclosure-prevention counseling 24/7 in over 170 languages.
Visit website → Phone: 888-995-HOPE (888-995-4673) -
National Foundation for Credit Counseling (NFCC)
The largest and longest-serving national network of nonprofit, HUD-approved credit and housing counseling agencies, offering one-on-one foreclosure-prevention counseling.
Need a provider rather than a resource? Talk to an attorney.