Best bankruptcy-related foreclosure relief attorneys in New Jersey
These are the 15 New Jersey firms where bankruptcy-based foreclosure relief, Chapter 7 and Chapter 13 filings, 341 hearing prep, and debt reorganization, is a core, everyday practice rather than a side offering. Ranking follows our methodology, an earned composite built from review volume, recency, rating, and sentiment.
Firms that handle foreclosure defense more broadly, including non-bankruptcy workouts and litigation, are ranked on their own page: best foreclosure attorneys overall. The order here reflects specialists in bankruptcy-driven foreclosure relief specifically.
Picks are ranked by score and relevance to bankruptcy-related foreclosure relief, so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Karra L. Kingston Esq. | 94 | 5 (263) | — | Nights-and-weekends bankruptcy support |
| 2 | Law Offices of Jeremias E. Batista, LLC | 93 | 4.9 (575) | — | Guided filings with documented credit recovery |
| 3 | Low & Low Bankruptcy Lawyers | 93 | 4.9 (388) | — | Fast-turnaround filings across NJ counties |
| 4 | Virginia E. Fortunato, LLC | 90 | 4.9 (119) | — | Chapter 7 and Chapter 13 with hands-on support |
| 5 | Law Offices of Roger Chavez | 89 | 5 (153) | — | Chapter 7 filers who want individual attention |
| 6 | Gillman Capone Law | 88 | 4.9 (167) | — | Team-based filings with named staff support |
| 7 | Law Offices of Franklin S Montero, LLC | 86 | 4.9 (123) | — | Established firm adding bankruptcy to a broader practice |
| 8 | Low & Low, LLC | 85 | 5 (30) | — | Same-day answers on bankruptcy and foreclosure |
| 9 | Boyer Coffy, LLC | 84 | 4.6 (61) | — | Bankruptcy filing paired with foreclosure defense |
| 10 | Friscia & Associates LLC | 83 | 4.7 (123) | — | Active foreclosure stops during a bankruptcy case |
| 11 | Martone & Uhlmann, A Professional Corporation | 82 | 4.9 (43) | — | Fast closings with clear team roles |
| 12 | Glenn R. Reiser, Esq. | 81 | 4.8 (56) | — | Complex or long-stalled bankruptcy cases |
| 13 | Law Offices of Patel & Cardenas | 80 | 4.5 (85) | — | Loan modification alongside bankruptcy options |
| 14 | Foreclosure Solutions - Century 21 AG Realty Group | 74 | 5 (11) | — | Loan modification and short sale rescue |
| 15 | The Law Offices of Perez and Bonomo | 74 | 4.5 (15) | — | Chapter 7 and Chapter 13 with family law overlap |
Ranked picks
Karra L. Kingston Esq.
Why it ranks first
Karra Kingston earns a near-perfect composite built on 263 reviews at a 5.0 average, with clients describing her as attentive through the worst of a financial crisis. She answers calls on weekends and holidays, walks clients through 341 hearing prep, and charges without hidden add-ons.
Pros
- Available nights, weekends, and holidays
- Direct access to the attorney rather than a paralegal hand-off
- Educational materials that prepare clients before hearings
- Transparent pricing with no hidden fees reported
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, foreclosure defense litigation
Law Offices of Jeremias E. Batista, LLC
Why it ranks second
With 575 reviews at a 4.9 average, Jeremias Batista's firm has the largest review base on this list, and clients repeatedly single out Batista himself and staffer Mickey Cano for clear, judgment-free guidance. One reviewer reported a 100-point credit score jump within weeks of filing.
Pros
- Bankruptcy process explained in plain language
- Named team stays available throughout the filing
- Documented credit-score improvement after filing
- Handles emotionally difficult cases with a steady, professional tone
Services: bankruptcy foreclosure, consumer debt collection defense, loan modification loss mitigation, foreclosure defense litigation
Low & Low Bankruptcy Lawyers
Why it ranks third
Low & Low pairs a 4.9 average across 388 reviews with a reputation for speed: clients cite cases resolved in weeks rather than months, plus visible credit score gains. Attorney Russell Low and assistant Mari get named repeatedly for following through across multiple county offices.
Pros
- Cases often resolved in weeks, not months
- Bilingual, culturally attentive staff
- Multiple New Jersey office locations
- Transparent walkthrough of debt relief options
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, real estate closing title
Virginia E. Fortunato, LLC
Why it ranks fourth
Virginia (Ginny) Fortunato draws a 4.9 rating from 119 reviews built on warmth as much as expertise. Clients describe her attending hearings alongside them and checking in regularly rather than treating a case as paperwork, and she handles both Chapter 7 and Chapter 13 filings without rushing anyone through the process.
Pros
- Attends hearings alongside clients for support
- Regular check-ins rather than a one-and-done filing
- Handles both Chapter 7 and Chapter 13 cases
- Administrative staff also praised for responsiveness
Services: bankruptcy foreclosure, loan modification loss mitigation
Law Offices of Roger Chavez
Why it ranks fifth
Roger Chavez holds a perfect 5.0 average across 153 reviews, with clients crediting his patient, plain-language explanations from the initial consult through the 341 hearing. Staffer Priscilla draws consistent praise for keeping cases organized and clients informed.
Pros
- Manages cases start to finish through the 341 hearing
- Prompt, patient communication
- Treats each filing as an individual case, not routine paperwork
- Organized, responsive office staff
Services: bankruptcy foreclosure, loan modification loss mitigation
Gillman Capone Law
Why it ranks sixth
Gillman Capone draws a 4.9 average from 167 reviews, with clients crediting Melanie, Justin, and Kelli for open communication and reasonable pricing that eased them through filing. A small number of recent reviews raise refund disputes over unfiled or incomplete petitions, which the firm disputes, but that's worth weighing against the overwhelmingly five-star record.
Pros
- Named team (Justin, Melanie, Kelli) known for responsiveness
- Fast movement from intake through filing
- Reasonable, clearly communicated fees
- Empathetic approach to a stressful process
Watch out: A couple of recent reviews allege refund disputes over unfiled paperwork, which the firm disputes.
Services: bankruptcy foreclosure, consumer debt collection defense, loan modification loss mitigation
Law Offices of Franklin S Montero, LLC
Why it ranks seventh
Franklin Montero's firm claims over 15 years in practice and lists bankruptcy alongside its better-reviewed immigration work, where staffer Yamilky earns repeat praise for habeas corpus wins. Most of its five-star reviews focus on immigration outcomes rather than foreclosure or bankruptcy specifically, so its bankruptcy track record is less proven than the immigration side.
Pros
- Over 15 years of claimed practice experience
- Strong outcomes documented in related case types
- Fast turnaround reported on some matters
- Trusted, repeatedly named staff member (Yamilky)
Watch out: A recent complaint describes phone staff as hard to reach and inconsistent on case details.
Services: loan modification loss mitigation, bankruptcy foreclosure
Low & Low, LLC
Why it ranks eighth
Low & Low, LLC draws a perfect 5.0 across 30 reviews, a smaller base than its sister listing above but with no negative reviews on record. Clients describe Russell Low's team, including Mari, Maria, Diana, and Yolanda, responding to calls and texts the same day and treating clients like family through complex filings.
Pros
- Same-day response to calls and texts
- Named staff known for patience through complex cases
- Over forty years of claimed New Jersey legal experience
- No negative reviews on record
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, foreclosure defense litigation
Boyer Coffy, LLC
Why it ranks ninth
Leonard Boyer's firm holds a 4.6 average across 61 reviews, a touch lower than others here but still solidly positive, with clients pointing to step-by-step filing guidance and payment plans that keep the process manageable. One reviewer credits the firm with recovering $5,000 in disputed funds within a week.
Pros
- Step-by-step bankruptcy preparation
- Free initial consultations
- Payment plans available for fees
- Paralegal Martha cited for patience on case details
Services: bankruptcy foreclosure, consumer debt collection defense, loan modification loss mitigation
Friscia & Associates LLC
Why it ranks tenth
Friscia & Associates carries a 4.7 average from 123 reviews, with paralegal Michele and attorney Lawrence repeatedly credited for stopping foreclosures in court and closing real estate deals for returning clients. A couple of recent reviews flag slow email replies and a brusque intake style, worth keeping in mind alongside the roughly 93% five-star record.
Pros
- Track record of stopping active foreclosures in court
- Michele cited as detail-oriented and available
- Known for refinancing and loan modification wins
- Repeat clients across multiple matters
Watch out: A couple of recent reviews mention slow email responses and an abrupt intake manner.
Services: loan modification loss mitigation, bankruptcy foreclosure, real estate closing title, foreclosure defense litigation
Martone & Uhlmann, A Professional Corporation
Why it ranks #11
Martone & Uhlmann earns a 4.9 average across 43 reviews, with Frank Martone, Dennis Uhlmann, and staffer Jahaira named for full answers and kept deadlines; clients report closings completed in under 30 days. One landlord-tenant matter noted poor communication and a missed court appearance, outside the firm's core bankruptcy and closing work.
Pros
- Closings reported in under 30 days
- Team-based approach with clear role assignments
- Thorough contract review before signing
- Named attorneys with consistent responsiveness
Watch out: One landlord-tenant case cited poor updates and representation outsourced without notice.
Services: real estate closing title, loan modification loss mitigation, bankruptcy foreclosure
Glenn R. Reiser, Esq.
Why it ranks #12
Glenn Reiser holds a 4.8 average across 56 reviews, with most clients crediting his plain-English explanations and ability to move stalled cases forward. Two detailed 1-star reviews describe aggressive billing and strategy disagreements, so it's worth discussing fee structure and case approach upfront.
Pros
- Explains complex legal issues in plain English
- Track record resolving long-stalled cases
- Strong trial court experience
- Responsive to client calls and questions
Watch out: Two detailed reviews cite aggressive billing and disagreement over case strategy.
Services: loan modification loss mitigation, foreclosure defense litigation, bankruptcy foreclosure, real estate closing title
Law Offices of Patel & Cardenas
Why it ranks #13
Patel & Cardenas draws a 4.5 average from 85 reviews, with named attorneys Veer Patel and Lazaro Cardenas, plus staffer Yeimi Hernandez, credited for saving homes through loan modification and handling closings and estate matters alongside bankruptcy work. A handful of reviews describe overly pessimistic initial assessments or services that didn't match what was advertised, worth clarifying at the first consult.
Pros
- Documented loan modification approvals that preserved homes
- Named principals with New Jersey litigation experience
- Staff follow-up cited across multiple reviews
- Conversational, transparent initial consultations
Watch out: A handful of reviews describe pessimistic initial advice or a mismatch with advertised services.
Services: loan modification loss mitigation, foreclosure defense litigation, bankruptcy foreclosure, real estate closing title
Foreclosure Solutions - Century 21 AG Realty Group
Why it ranks #14
This Passaic firm earns a perfect 5.0 from a smaller base of 11 reviews, so treat the record as encouraging but early. Reviewers credit the team with securing loan modifications that lowered rates and payments after solo attempts failed, and with negotiating short sales that protected credit.
Pros
- Documented loan modifications after DIY attempts failed
- Short sale negotiation that limits credit damage
- Prompt phone support through the process
- Options explained without pressure to decide fast
Watch out: Based on a smaller review count than most firms on this list, so the track record is still building.
Services: bankruptcy foreclosure, foreclosure defense litigation, loan modification loss mitigation, real estate closing title
The Law Offices of Perez and Bonomo
Why it ranks #15
Donald Bonomo and Aileen Perez hold a 4.5 average across 15 reviews, with clients crediting clear guidance through both bankruptcy and family law matters and staff like Aileen Gjikova and paralegal Marlene for detailed updates. Two isolated reviews raise serious concerns, including lost client information and allegations of unprofessional conduct, against a firm that says it has practiced since 2001.
Pros
- Chapter 7 and Chapter 13 explained clearly
- Active follow-up and case updates
- Named attorneys handle cases directly
- Licensed across New Jersey, federal, and specialty courts
Watch out: Two isolated reviews describe lost information and serious conduct allegations, worth weighing against the smaller review base.
Services: loan modification loss mitigation, bankruptcy foreclosure