Best foreclosure attorneys in New Jersey
This list ranks New Jersey foreclosure attorneys by their earned composite score, based on our methodology, covering firms that handle foreclosure defense alongside the bankruptcy and real estate work that often goes with it.
Looking for something more specific? Bankruptcy-driven foreclosure relief and real estate closings get their own ranked lists at best bankruptcy-related foreclosure relief and best real estate & title attorneys. This page covers firms handling the full range of foreclosure-adjacent work, ranked by overall composite score.
Picks are ranked by score and relevance to foreclosure attorneys, so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Karra L. Kingston Esq. | 94 | 5 (263) | — | Bankruptcy filers who want hands-on support |
| 2 | Law Offices of Jeremias E. Batista, LLC | 93 | 4.9 (575) | — | Bankruptcy filers rebuilding credit |
| 3 | Low & Low Bankruptcy Lawyers | 93 | 4.9 (388) | — | Fast bankruptcy and debt relief |
| 4 | The Law Office of Frank J. Aita LLC | 93 | 5 (153) | — | Landlord-tenant and real estate disputes |
| 5 | Law Offices of Peter G. Aziz & Associates LLC | 92 | 4.9 (162) | — | Real estate closings and estate planning |
| 6 | Virginia E. Fortunato, LLC | 90 | 4.9 (119) | — | Chapter 7 and Chapter 13 filers wanting personal attention |
| 7 | Law Offices of Roger Chavez | 89 | 5 (153) | — | Chapter 7 bankruptcy from filing to discharge |
| 8 | Gillman Capone Law | 88 | 4.9 (167) | — | Budget-conscious bankruptcy filing |
| 9 | Law Office of Lawrence M. Centanni, P.C. | 87 | 4.7 (176) | — | Real estate closings and eviction matters |
| 10 | Falk, Flotteron & Davidson, LLP | 87 | 4.7 (168) | — | Real estate transactions with detailed follow-through |
| 11 | Law Offices of Franklin S Montero, LLC | 86 | 4.9 (123) | — | Immigration matters alongside bankruptcy needs |
| 12 | The Law Office of Laura M. Fisher llc | 86 | 4.9 (50) | — | Jersey City home buyers and sellers |
| 13 | Raul J. Pinto - Attorney At Law | 86 | 4.8 (100) | — | Bilingual real estate and business law |
| 14 | Law Office of Michael C. Schonberger | 86 | 4.8 (81) | — | Complex residential and commercial closings |
| 15 | Low & Low, LLC | 85 | 5 (30) | — | Compassionate, same-day-response bankruptcy help |
Ranked picks
Karra L. Kingston Esq.
Why it ranks first
Karra Kingston posts the top composite score on this list, built on a perfect 5.0 rating across 263 reviews. Clients describe her as attentive through financial crisis, responding even on weekends and holidays, and charging fairly with no hidden costs.
Pros
- Available nights, weekends, and holidays
- Direct access to the attorney, no runaround
- Educational materials to prepare clients for filings
- Transparent, upfront pricing
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, foreclosure defense litigation
Law Offices of Jeremias E. Batista, LLC
Why it ranks second
With 575 reviews at a 4.9 average, this firm has the largest review base on the list. Reviewers repeatedly name staff like Mickey Cano and Jeremias Batista himself for explaining bankruptcy in plain language, and one client reported a 100-point credit score jump within weeks.
Pros
- Explains the bankruptcy process in accessible language
- Team stays available throughout the filing
- Compassionate handling of emotionally difficult cases
- Documented credit score improvement results
Services: bankruptcy foreclosure, consumer debt collection defense, loan modification loss mitigation, foreclosure defense litigation
Low & Low Bankruptcy Lawyers
Why it ranks third
Low & Low draws praise for resolving bankruptcy and debt cases in weeks rather than months, with Attorney Russell Low and assistant Mari named repeatedly for thorough follow-through across multiple New Jersey county offices. The 4.9 rating holds across 388 reviews.
Pros
- Cases often resolved within weeks
- Bilingual, culturally attentive staff
- Multiple office locations across New Jersey
- Transparent approach to debt relief options
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, real estate closing title
The Law Office of Frank J. Aita LLC
Why it ranks fourth
Frank Aita holds a perfect 5.0 rating across 153 reviews, with clients citing fast responses and advice grounded in case law. He brings aggressive advocacy to disputes while also handling estate work and foreclosure-related matters across New Jersey and Florida.
Pros
- Answers calls and inquiries immediately
- Explains statutes and next steps in plain terms
- Aggressive advocate in landlord-tenant disputes
- Generous with time during consultations
Services: real estate closing title, loan modification loss mitigation, foreclosure defense litigation
Law Offices of Peter G. Aziz & Associates LLC
Why it ranks fifth
Peter Aziz and his team earn praise for closings that reportedly wrap in under 30 to 60 minutes, paired with clear explanations of complex documents. The 4.9 rating across 162 reviews reflects consistent responsiveness even outside standard hours.
Pros
- Real estate closings often completed in 30-60 minutes
- Clear explanations of complex legal documents
- Accessible on non-standard hours
- Staff professionalism matches attorney expertise
Watch out: Review volume is solid but a bit thinner than the firms above it, so confidence is medium rather than high.
Services: loan modification loss mitigation, real estate closing title
Virginia E. Fortunato, LLC
Why it ranks sixth
Ginny Fortunato attends hearings alongside her clients and checks in regularly through the process, earning a 4.9 rating across 119 reviews. Reviewers consistently describe her as warm and empathetic rather than treating cases like paperwork.
Pros
- Attends hearings alongside clients for support
- Handles both Chapter 7 and Chapter 13 filings
- Highly responsive, checks in regularly
- Non-judgmental, patient approach
Services: bankruptcy foreclosure, loan modification loss mitigation
Law Offices of Roger Chavez
Why it ranks seventh
Roger Chavez manages Chapter 7 cases from the initial consultation through the 341 hearing with what reviewers call meticulous documentation. His 5.0 rating across 153 reviews reflects clients who felt treated as individuals rather than routine filings.
Pros
- Manages cases through the 341 hearing
- Patient, responsive communication
- Treats each case as an individual matter
- Supportive, organized office staff
Services: bankruptcy foreclosure, loan modification loss mitigation
Gillman Capone Law
Why it ranks eighth
Gillman Capone moves cases quickly from intake through filing, with named staff Melanie, Justin, and Kelli earning praise for open communication and reasonable pricing. The 4.9 rating across 167 reviews holds up despite some recent friction over refunds.
Pros
- Rapid case progression from intake to filing
- Named staff (Justin, Melanie, Kelli) known by clients
- Reasonable fees with clear communication
- Empathetic approach to a stressful process
Watch out: A couple of recent reviewers disputed refund handling on incomplete filings, worth clarifying upfront.
Services: bankruptcy foreclosure, consumer debt collection defense, loan modification loss mitigation
Law Office of Lawrence M. Centanni, P.C.
Why it ranks ninth
Staff like Gloria and Eileen are named repeatedly for patience and thorough follow-up on transactions, with fast closings noted in as little as 26 days. The rating sits at 4.7 across 176 reviews, with 91 percent five-star.
Pros
- Closings completed in as little as 26 days
- Named staff (Gloria, Eileen Conaty) known for follow-up
- Proactively flags issues before they escalate
- Clear explanations of complex processes
Watch out: One caller reported trouble getting through by phone, though this looks like an isolated incident against a strong review record.
Services: loan modification loss mitigation, real estate closing title
Falk, Flotteron & Davidson, LLP
Why it ranks tenth
Kim Flotteron and Jacob Davidson lead a team that closes transactions on time or ahead of schedule, with named paralegals Jazmin, Susan, and Tracey keeping clients updated. Repeat clients and a 22-year veteran realtor calling them her go-to firm back up the 4.7 rating across 168 reviews.
Pros
- Quick response to emails and calls
- Named paralegals keep clients updated through closing
- Catches title and lien issues before they become problems
- Repeat clients and professional referrals
Watch out: minimal evidence; one vague one-star review
Services: real estate closing title, loan modification loss mitigation
Law Offices of Franklin S Montero, LLC
Why it ranks #11
This firm is best known for immigration wins, particularly habeas corpus petitions, with staff member Yamilky named repeatedly as trustworthy. It also lists bankruptcy services and claims over 15 years in practice, though most of its 123 reviews reflect immigration outcomes rather than foreclosure-specific work.
Pros
- Documented immigration case wins, including habeas corpus petitions
- Over 15 years in practice
- Fast turnaround reported on some cases
Watch out: A recent complaint flagged front-desk staff as hard to reach and inconsistent on case details; most reviews center on immigration rather than foreclosure work specifically.
Services: loan modification loss mitigation, bankruptcy foreclosure
The Law Office of Laura M. Fisher llc
Why it ranks #12
Laura Fisher handles straightforward real estate closings in Jersey City, with first-time buyers repeatedly mentioning they felt confident and supported. Her 4.9 rating holds across 50 reviews, a smaller but consistent sample.
Pros
- Responsive and accessible during transactions
- Strong knowledge of the Jersey City market
- Patient with first-time buyers
- Handles documents and negotiations efficiently
Watch out: Review volume is lower than most firms higher on this list, so treat the track record as still developing.
Services: loan modification loss mitigation, real estate closing title, foreclosure defense litigation
Raul J. Pinto - Attorney At Law
Why it ranks #13
Raul Pinto's team earns consistent praise for real estate and business law matters, with reviewers highlighting swift, clear communication and bilingual service. The 4.8 rating across 100 reviews reflects a firm clients return to and refer others toward.
Pros
- Prompt, transparent communication
- Bilingual, personable service
- Also handles business, personal injury, and workers' comp matters
- Strong client retention and referrals
Watch out: One caller reported being cut off early on, though 96 percent of reviews are five-star.
Services: real estate closing title, loan modification loss mitigation
Law Office of Michael C. Schonberger
Why it ranks #14
Michael Schonberger's team, including Matthew, Anuradha, Asya, and Frank, negotiates hard on contracts while keeping clients informed at every step. The 4.8 rating across 81 reviews covers both residential and commercial closings plus landlord-tenant disputes.
Pros
- Strong contract negotiation on clients' behalf
- Proactive and organized, meets deadlines
- Local Jersey City real estate expertise
- Honest referrals out when not the right fit
Watch out: One complaint noted reluctance to take responsibility for a mistake, worth keeping in mind.
Services: loan modification loss mitigation, foreclosure defense litigation, real estate closing title
Low & Low, LLC
Why it ranks #15
Russell Low's team, including Mari, Maria, Diana, and Yolanda, is described as treating clients like family through bankruptcy and foreclosure cases, with same-day responses to calls and texts. All 30 reviews on record are five-star, and the firm claims over forty years of New Jersey legal experience.
Pros
- Same-day response to calls and texts
- Named staff known for patience and availability
- Over forty years of New Jersey legal experience claimed
- No negative reviews recorded
Watch out: Review count (30) is smaller than most firms on this list, so weigh the track record accordingly.
Services: loan modification loss mitigation, bankruptcy foreclosure, consumer debt collection defense, foreclosure defense litigation